Major medical
Marketplace and off-exchange individual and family plans, with subsidy eligibility checked before you enroll — plus short-term and gap options where the calendar doesn't line up.
Health · Life · Dental · Vision · Disability · Annuities
Get covered by a broker,
not a call center.
Independent health and life insurance across 13 states. One person compares every carrier you qualify for, walks you through the enrollment, and stays on your side when a claim gets denied. No fee to you, ever.
Costs you nothing
Carriers pay the broker, not you. The premium is identical whether you enroll through Aidan or fumble through the website alone.
Built for the uncovered
Self-employed, 1099, between jobs, aging off a parent's plan, or paying too much for too little. That's the work.
One person, start to claim
The same broker who quotes the plan handles enrollment, renewals and the phone call when something gets denied.
Your broker
Aidan Lefurge
National Health & Life Insurance Broker
Aidan is an independent, licensed insurance broker working with individuals, families and small business owners in 13 states. Independent means he isn't employed by any one insurance company — he holds contracts with several, so he can put the actual options in front of you instead of the one plan he was hired to sell.
Most of his clients are people the group-plan system was never built for: self-employed and 1099 workers, families between jobs, young adults aging off a parent's policy, and business owners covering a handful of employees. The work is figuring out what you actually need covered, what you qualify for, and what it should honestly cost.
He handles the application himself and remains your agent of record afterward — for renewals, life changes, ID card problems and the claim that gets denied on the first pass.
What he places
Coverage lines
Individual and family coverage, plus the products that sit alongside it. Availability varies by state and by carrier.
Life insurance
Term for the years that carry the most risk, permanent for the ones after. Includes simplified-issue and final expense policies for applicants who don't want a medical exam.
Dental & vision
Standalone plans for the two things most medical policies leave out. Useful on their own, and often the cheapest line item on the whole application.
Disability
Coverage that replaces a portion of your paycheck if illness or injury keeps you from working. The line self-employed clients skip most often, and miss most.
Annuities
Fixed and fixed-indexed contracts for people who want principal protection and predictable income later. Reviewed against what you already hold, not sold in a vacuum.
Gap protection
Accident, critical illness, cancer and hospital indemnity plans that pay cash directly to you — designed to absorb the deductible a high-deductible plan hands over.
Contracted with
Carrier access
Broker contracts across national and regional carriers, so the recommendation follows the plan design — not the appointment.
UnitedHealthcare
Blue Cross Blue Shield
Cigna
Aetna
First Health
Mutual of Omaha
Americo
Foresters Financial
Additional national and regional carriers available depending on your state and the coverage line. Carrier participation is subject to change.
Resident & non-resident licensing
Where he can write
A broker can only place coverage in the states he holds an active license in. Here is the current roster — verify any of it against National Producer Number 22218509.
FLFlorida
OHOhio
ILIllinois
INIndiana
KYKentucky
MDMaryland
MSMississippi
NENebraska
OROregon
PAPennsylvania
SCSouth Carolina
TXTexas
VAVirginia
13States total
NPN 22218509
Licensed resident agent — Florida
Additional states pending on request
How it goes
Three steps, one call
01
Tell him the situation
Fifteen minutes on the phone: who needs covering, the doctors and prescriptions you want kept, your household income for subsidy purposes, and the number you can live with each month.
02
See the options side by side
He comes back with real plans from real carriers in your state — premium, deductible, network and out-of-pocket max in plain language, including the ones that don't pay him well.
03
Enroll, then keep his number
He submits the application with you on the line and stays your agent of record — for renewals, life changes, ID card problems and the claim that gets denied the first time.
Start here
Get a quote
No fee, no obligation, and no answering machine. Send the form or call directly — most quotes come back the same day.